India · ₹

Insurance calculators for India

Premium estimates in rupees using generic Indian rating factors — sum assured, city tier, IDV, No-Claim Bonus, and GST. Everything runs in your browser and shows its math, with no signup.

Term life insurance

Estimate the premium for a pure term cover by sum assured, age, and policy term.

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Health / mediclaim

Premium for individual or family-floater health cover by sum insured and city tier.

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Car & bike (motor)

Own-damage + third-party + GST with No-Claim Bonus, by IDV and vehicle age.

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Illustrative estimates only, based on generic rating factors and representative GST / statutory figures — not a quote from any insurer or a substitute for an IRDAI-registered advisor. Read the full disclaimer.