Guides

Insurance guides, in plain English

Short, jargon-free explainers for the decisions that actually matter — each one linked to a free calculator so you can put the numbers to your own situation.

Life

How much life insurance do you need?

Size your cover with the DIME method — income, debts, mortgage, education — with a worked example.

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Life

Term vs. whole life insurance

Cost, cash value, and the ‘buy term, invest the difference’ argument — so you can pick the right one.

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India

Term insurance in India: a complete guide

How much cover to buy, what drives the premium, tax benefits, riders, and mistakes to avoid.

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India

Car insurance in India, explained

Third-party vs comprehensive, IDV, No-Claim Bonus, and 18% GST — and how to lower your premium.

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